Comprehensive coverage, often known as “other than collision coverage,” is one of the most common ways insurance can help cover the costs of auto glass repairs. This type of policy includes damages caused by outside elements like flying debris, falling objects, vandalism, or severe weather. If your windshield or other auto glass was damaged by one of these causes, your comprehensive insurance will likely cover the repair or replacement.
Check your policy or contact your insurance provider to confirm if you have comprehensive coverage. If you don’t, it might be worth considering adding it to your plan to avoid future out-of-pocket expenses.
In some states, drivers can also opt for full glass coverage. This policy specifically covers windshield repairs and replacements without requiring you to pay a deductible. Whether you need a small chip repaired or a full windshield replacement, full glass coverage ensures your insurance takes care of the expenses.
If you’re unsure whether you have full glass coverage, contact your insurance company or reach out to us for assistance in navigating your policy.
Depending on the damage, your windshield or auto glass may either need a repair or full replacement. Here’s how your insurance typically applies to each:
Windshield Repair: Minor chips and cracks can often be repaired without any cost to you, especially if you have comprehensive or full glass coverage. This is because repairs help prevent further damage and cost less than a replacement.
Windshield Replacement: For more extensive damage, such as large cracks or shattered glass, a full replacement will be necessary. Depending on your policy, you may need to pay a deductible, or the insurance company may cover the entire cost.
Note: If the cost of the repair is lower than your deductible, you will be responsible for covering that cost. However, if the repair exceeds your deductible, your insurance should cover the difference.
If your auto glass has been damaged, filing an insurance claim is easy with Austin Auto Glass. Here’s how it works:
Contact Us: Give us a call or fill out our online form to provide details about the damage.
We’ll Handle the Rest: We work directly with your insurance company to file the claim, verify your coverage, and bill the insurance company on your behalf. We aim to make the process hassle-free, so you can focus on getting your car back in shape.
Mobile Service at No Extra Cost: We’ll come to your home or office for repairs or replacements within our 40-mile service area, with no additional charges for transportation.
If you’re not sure whether your insurance covers auto glass repairs or replacements, don’t worry. Our team is here to help. We’ll contact your insurance provider to gather the details and assist you in understanding your coverage.
At Austin Auto Glass, we are your trusted partner for reliable auto glass repair services. Our goal is to make the entire process, from damage assessment to insurance claims, as simple and stress-free as possible.
To get started, request a free, no-obligation quote or reach out to our team to discuss your insurance options. We’re here to provide you with high-quality auto glass repair or replacement services – all at your convenience.
Call us today at (XXX) XXX-XXXX or fill out our online form for more information.
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